Usa Cover Holder
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What if ICICI Bank goes bankrupt?
I am aware of the fact that in USA, banks (not all of them though) are insured with FDIC upto $100,000 for every account and incase of bank filing bankruptcy, every individual account is covered for $100K.
What is the similar situation in India for the Banks? Especially the ICICI bank, does it have such an insurance policy for account holders? How safe is the money in ICICI (provided that the bank will go into bankruptcy all of a sudden)?
I appreciate if someone could shed some light on the above questions especially with ICICI (since this is the central point of concerns today in India) and can show us some websites where the legalities of such issues are discussed (for India).
Thank you guys in advance..
Yes. ICICI bank and all other commercials bank in India are insured from DICGC . In this a amount of Rs. 1,00,000 (1 lac) is insured for a bank deposit. Please refer to this URL for more information.http://www.rbi.org.in/
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